Chartered Property Casualty Underwriter (CPCU) 530 Practice Exam 2026 - Free CPCU 530 Practice Questions and Study Guide

In civil lawsuits, the party who files the case is the plaintiff. The plaintiff initiates the action by submitting the complaint to the court and is named as a party to the suit, presenting the facts and the legal basis for the relief sought, such as damages or an injunction. The defendant is the party against whom the suit is brought. A tort is a category of civil wrongdoing that a plaintiff may allege, not a party to the action. A legal duty is an obligation imposed by law, not the person who files the lawsuit.